Traveling is one of the greatest joys in the world. However, it’s also a terrifying experience. One of the most terrifying aspects of traveling is the possibility of some accident occurring in a foreign land.
As such, you should only travel if you’re armed with a travel insurance. However, there are a number of different types of insurances that you can choose from.
To help you out, we’ve listed out six different types of travel insurances you can get. You can choose the one that’s most relevant to you.
1. International Travel Insurance Plan
This is the travel insurance plan most preferred by families traveling together. This includes coverage all across the globe. You may be traveling through areas that are low on safety, that are inconvenient, or you may simply have an accident anywhere at all. An International Travel Insurance will keep you protected in those instances so that you don’t have to bear the financial burden of the complete accident. These generally include hospital bills due to accidents, theft, etc.
2. Schengen Travel Insurance Plan
26 of the most desirable countries in the world fall within Schengen regulations. This is the best way to travel extensively around Europe, a dream holiday for most people. However, a dream vacation can very easily turn into a nightmare. Europe has some of the most expensive countries in the world. As such, if you travel to them without insurance and some accident occurs, the hospital bills could very well end your vacation and cause considerable financial damage. As such, you should get a Schengen Travel Insurance Plan to ensure your European holidays remain perfect. Also, Travel insurance is very helpful in getting a Schengen Visa for your trip. Know more about how to apply for Schengen Visa from India.
3. Student Travel Insurance Plan
Studying abroad is a great privilege and one that most people should avail of. It can open up major doors and opportunities for you, and it gives you the opportunity to visit exotic locations and befriend people from around the world. However, it’s always nerve-wracking to leave your safety nest and set out into foreign and uncharted waters, especially if you don’t have any relatives or connections there. As such, you can get a Student Travel Insurance Plan so that you always have something to fall back on in case something happens.
4. Asia Travel Insurance Plan
One of the reasons that people choose to travel around Asia is because it exposes you to a variety of cultures for a low cost. However, that low cost vacation can turn very expensive if some accident occurs. An Asia Travel Insurance Plan can help safeguard against the financial repercussions of that.
5. Senior Citizen Travel Insurance Plan
For those who are traveling late in life, a unique set of problems and issues — medical and non-medical — may arise. As such, you need a specialized Senior Citizen Travel Insurance Plan for them, one that safeguards them against the common problems that arise with age.
6. Annual Multi-Trip Travel Insurance Plan
If you’re a frequent flyer, you can get the Annual Multi-Trip Travel Insurance Plan so that you can be covered for the complete year and you don’t have to worry about insurance renewals every time you’re setting out.